Learn how to invest in step by step actions

Knowing how to invest in stocks may seem complicated at first. In this guide you will understand, in a practical and objective way, how to make money on the Stock Exchange and achieve the success of your investments.
To invest in the Stock Exchange you need:

    Choosing a good brokerage firm
    Open an investment account
    Transfer money
    Define your goals
    Map your investment plan
    Choose actions
    Access the Home Broker
    Send your purchase order
    Track valuation
    Make profits

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To invest in shares on the Stock Exchange you need to open an account at a brokerage firm and transfer the money. So, just buy the shares chosen through Home Broker. When stocks are valued, you sell and receive profits.

The risk in this type of investment is that what you expect will not happen and the stock will devalue. But rest assured, there are several strategies to minimize this risk. You can also count on the help of experienced analysts in the market , guiding you how to choose the best opportunities and how to buy stocks and sell them at the right time.

    The main cost in equity investing is the brokerage fee, which you pay directly to the brokerage firm. This amount is paid each time you buy or sell a stock.


Although it is a very simple step-by-step to invest in stocks, you need to make some decisions and know the right time to take action. But did you know that you do not have to do it yourself?

The Toro Radar team of analysts follows the market full-time, attentive to any opportunity. Therefore, they have complete mastery over the exact moment of buying and selling each stock. And, to make your life easier and put you by the most likely, they send you these recommendations in real time.

    That's right! The moment a good opportunity comes up in the market, an analyst sends you a recommendation to buy. When it's time to close the deal, it sends you a recommendation to sell.


See how easy it is? And you can access our recommendations right now, for free.

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Chapter 1
What are actions

A company is formed by a set of actions. So every action is a piece of it. When you buy one or more shares you become a member of that company, having the right to receive part of your profits and sometimes to vote at your meetings.

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Chapter 2
What is the Stock Exchange?

The Stock Exchange is the environment where this exchange of shares takes place. Its function is to ensure that negotiations are conducted in a safe, efficient and fair manner, and that you receive the shares when you buy and the money when you sell. It also has the function of keeping your actions safe.

The Brazilian Stock Exchange is the BM & F Bovespa and you can think of it as that famous screaming scene, but it does not exist anymore. Nowadays, the negotiations are done in a 100% electronic and automatic way.

The beginning of this negotiation is the IPO, which is the Initial Public Offering. The IPO is when a company offers its shares for the first time on the stock exchange, in exchange for capital to continue growing. From there we have two situations:

    Primary Market: It is when the investor buys shares directly from the companies, therefore the shares go to the investor and the one who receives the money is the company itself.
    Secondary Market: It is when stocks start to be traded between investors and you buy shares of another investor. In this case, the money no longer goes to the company.


    It is in the secondary market that most of the negotiations take place. Therefore, you need to understand the market to know how to invest in the Stock Market in a safe and profitable way.


Knowing how to buy stocks with good return potential may seem tricky, but do not worry, there are several strategies for doing so and you do not have to make all the decisions yourself.
How to invest in the Stock Exchange
with Toro Radar

Toro Radar is the complete solution that will help you understand how to make money on the Exchange in a safe way. Through it you can learn everything about the Stock Exchange and have an experienced team of analysts, who follow the market daily, ready to give you the best guidance on your investments.

Aside from taking any questions you have, they will put you ahead in the race for good results, identifying the best opportunities on the Exchange and recommending the right time to buy and sell each share.

That way you do not have to worry about monitoring the market all the time, because we do it for you!

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Chapter 3
Advantages of learning how to invest in the Stock Exchange

It is not difficult to realize how investing in stocks on the Stock Exchange offers the greatest potential for market returns. And while investing in the stock market is not yet part of the Brazilian culture, the profile of investors is changing.

    The number of investors at BM & F Bovespa in 2002 was 85,249. By 2016, there were almost 560,000 investors in the Brazilian Stock Exchange.


And the reason for this is clear: The Stock Exchange was the best investment of 2016 . In view of inflation and compared to other investments, the Ibovespa had a profitability of more than 25% higher than the best fixed income securities. And the most important: profitability of more than 32% above inflation .

ibovespa-tesouro-poupanca-comparacao

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But how can investing in the stock market really affect your life?

The Stock Exchange is a place where you can dream big. Where you have the chance to realize dreams that, at first, may seem very difficult, like traveling the world, buying a house on the beach or even living on your investments.

And you do not have to be a millionaire to invest in stocks and multiply your capital in a fantastic way. With strategy and discipline, you can achieve goals that once seemed impossible. And the great advantages are that:

    You do not need a lot of money to start investing.
    There is no shortage, you can withdraw your money when you want or need it.
    It has good potential for long-term return.
    You can also achieve great profitability in the short term and have a faster return.
    You can receive dividends as a share in corporate profits.
    It is possible to rent your shares and receive an extra value.
    Income tax is usually less than fixed income, and you are exempt if you sell less than $ 20,000 in shares per month.
    You can win on the Stock Exchange even with a stock drop.


The great secret to take advantage of this profitability is the knowledge! Learning how to invest in the Stock Market today is easier than it looks and the goal of Toro Radar is precisely this: to help experienced investors and beginners better understand the dynamics of the market and invest with more security, pleasure and profitability.

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Chapter 4
How to make money from stocks on the Stock Exchange

como-ganhar-dinheiro-com-acoes-bolsa-de-valores

There are several ways to invest money in the Stock Exchange . Buying stocks, waiting for their appreciation, is just one of them. You can invest basically in 4 ways:

    Investment Clubs - This is when you join a group of people to invest together, adding the resources of all members. Thus, you have the possibility of investing a larger capital, and divide the gains and losses proportionally to the amount that each one invested.

    Investment Funds - This is a stock fund created and managed by a bank or brokerage firm. To invest in an investment fund, you buy quotas. So your profitability is proportional to the number of shares you own, according to the performance of the fund.

    Index Funds - These are called ETFs, funds that make up a portfolio that is mirrored in some index, such as the Bovespa Index, Small Caps Index and others. They invest in the actions that compose it in order to have the same return as the index has achieved.

    Direct stock purchase - This is a direct way of investing in the Stock Market through the internet, and also the main and most profitable because you have complete control of your investments. You open your brokerage account, buy shares through Home Broker and manage your investment portfolio individually.

Of course, buying your shares directly, without the intermediary of a fund or investment club, is the best way to invest in the stock market. But how can you really make money on the Stock Exchange? This is where the different investment strategies come in and the importance of learning about the market to become a great investor.
How to make money on the Stock Exchange

8 Great Investor Success Strategies

    Stock valuation: This is the main way to make money with stocks, and the one we already know naturally. You buy a stock at a certain value, believing it to have appreciation prospects. When the price goes up, you sell the shares and realize the profits.

    Day Trade: This is the fastest and most profitable mode of investing, where you buy and sell stocks in a few minutes or hours and make a profit or loss on the same day. This is a fantastic way because you can use leverage , which allows you to invest more in value than you have in account.

    Short Term: This modality has a slightly longer term than Day Trade. In it, you seek to gain from the valuation of the shares within a period of 1 day to 2 weeks.

    Long Term: It is the ideal modality for those who are in no hurry to see the results and have the patience and security to maintain an investment, even if it shows falls in the short term. In this mode, you buy the shares for the purpose of winning over a period of months or even years, but remember to be attentive to the market to protect yourself from unexpected events.

    Dividends: You can choose to buy shares of companies that pay dividends. Thus, in addition to gaining from the appreciation of your actions, you receive part of the company's profits from time to time.

    Sales Operations: Did you know that you can win with a stock drop? That's right! This is an advanced strategy that can bring fantastic returns. It works unlike the traditional operation, because you sell first and buy later, even if you do not have the action. If the transaction lasts more than 1 day, you will need to rent the shares to sell them and then return it to the owner.

    Stock Rent: Some investors may want to gain from falling stocks in fast-moving market movements, for this they will need to rent the stock of another investor. Then he sells that stock, buys it for a lower price and returns it to the owner he rented. Therefore, you can make money by renting your shares to these investors.

    Futures Contracts: This is another advanced strategy best known to investors already experienced in the market. Investing in the V alores Exchange is not only about buying stocks, there is also the Future Market , where you invest in commodity contracts (such as beef cattle, coffee, corn), indexes (such as the Ibovespa) and even the Dollar. It's a fantastic way to diversify your investments and invest in globally consumed products on a large scale. These investments are mainly Short-Term and Day Trade .

Did you see how the market offers more possibilities than you realize? And learning about them is not that hard either. With Toro Radar, you learn how to invest and earn money in all these ways and strategies, in a practical, objective and extremely didactic way.

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Chapter 5
How to buy shares by Home Broker

As we said earlier, that screaming on the phone no longer exists. And this change in how to invest in the Stock Exchange is largely thanks to Home Broker .

Home Broker is the platform where you will sell and buy stocks. It will be the link between you, the brokerage firm and the Stock Exchange, and through it you will be able to invest in stocks through the internet, the comfort of your home or wherever you are. Simply turn on your computer, access your broker's Home Broker and send an order.

    Now, how to invest in the Stock Exchange in an even faster and more efficient way? Using the Best Home Broker on the Market !


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See how the Toro Radar Home Broker works!

The big difference for a successful investor, besides knowledge, is agility. If you already know how to invest in the stock market, you should know that every minute makes all the difference. Be it for those who invest in the fastest mode of the stock market, Day Trade , or for those who need to protect themselves, coming out of a long-term investment as their stock begins to fall.

That's why, despite not being a broker, we decided to create, in Toro Radar, our own Home Broker. Thus, we can give customers more agility and efficiency to operate the recommendations at the right time.

So when you get a recommendation from Toro Radar, you can buy and sell your stock in just a few clicks and on the same screen where you access analysis, graphs or ask questions with analysts.

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Chapter 6
What is the minimum amount to invest in stocks?

This is a common question for those looking for the first steps of how to invest in the Stock Exchange. It's an important point, because a lot of people stop investing because they believe it's necessary to be a millionaire or have lots of money.

    The truth is that there is no minimum value to invest in stocks . But there is an ideal minimum value for you to achieve good results and offset operational costs.


You can find stocks that cost $ 14.20, like Petrobras shares (PETR4) on April 17, 17, for example. But by buying them, you will have to pay some fees and this can erode your profit. So it is important to calculate whether the estimated profit will be above these costs. And it's important to remember, too, that stocks are usually traded in lots of 100.

The minimum amount that we consider ideal to start investing in a safe force and with the possibility of achieving interesting results is the capital of R $ 5,000. That way, you are better able to afford the normal operating costs and swings in the market.

Starting at less than R $ 5,000, regardless of the strategy used, you will have to earn a lot to make your profit above rates, which also means taking more risks. That is, you can take more risks of losing all your money than making a profit.

    We recommend that you start investing with a minimum value of at least $ 5,000 . But to use the best strategies and build a diversified and winning portfolio, a capital from $ 20,000 would be ideal.


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Chapter 7
Costs and taxes

When investing in stocks, the main costs you may have are basically:

    Brokerage Fee - This is the fee charged by the brokerage firm each time you issue an order. When you buy the stock, you pay the brokerage fee and when you sell the stock, you pay again.

    Custody fee - This is a monthly fee charged by BM & F Bovespa for the custody of its shares. Some brokerages choose not to pass this cost on to the investor and offer free custody.

    Emoluments Fee - Charged by BM & F Bovespa, it is a rate proportional to the amount involved in the purchase and sale of shares.

    Management fee - For investment funds. It is a rate calculated proportionally to the period and value of the application in the fund.

    Performance fee - For investment funds. It is charged if the fund achieves a profitability higher than expected.

    Income Taxes - Investments in shares are taxed at 15% for normal operations and 20% for Day Trade operations, but only on earnings. If the investor sells less than $ 20,000 in the month, there will be no taxation.

These rates may vary by brokerage, except for the fee and income tax, so it is very important to thoroughly evaluate your broker's choice. Observe the quality of service, the services and tools offered, safety and cost-effectiveness .

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